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Personal Finance (EN)

Why You Should Declare PPF and EPF Interest in Your ITR

rupeshfinancialexpert.inSeptember 4, 2025January 16, 2026

Tax-free interest from PPF and EPF accounts doesn’t mean you should ignore it in your ITR. Find out how voluntarily declaring this income can create a clear audit trail and protect you from potential scrutiny.

Personal Finance (EN)

Tax Filing 2025: Reporting Joint Bank Account Interest

rupeshfinancialexpert.inSeptember 4, 2025January 16, 2026

A complete guide to reporting joint bank account interest for 2025. Get a step-by-step breakdown of how to handle Forms 1099-INT, Schedule B, and split the income with co-owners.

Personal Finance (EN)

CIBIL Score Myth Busted: Finance Ministry’s Loan Update

rupeshfinancialexpert.inSeptember 4, 2025January 16, 2026

Thinking of applying for a loan? The Finance Ministry just released a key update about CIBIL scores that debunks a common myth. Find out what this means for your loan eligibility and how to navigate the process.

Personal Finance (EN)

Income Tax Return After Death: A Guide to Claiming Your Parent’s TDS Refund

rupeshfinancialexpert.inSeptember 4, 2025January 16, 2026

The process of filing an income tax return and claiming a TDS refund for a deceased parent can be daunting. This article simplifies the process, providing a clear checklist and expert tips for legal heirs.