Managing your Employee Provident Fund (EPF) account has never been easier, thanks to the Unified Mobile Application for New-Age Governance (UMANG) app. This government-backed initiative simplifies various EPFO services, including checking your PF balance, transferring accounts, and even withdrawing your PF savings—entirely online and without physical paperwork.
What is the UMANG App?
The UMANG app integrates a wide array of digital services under one platform. Managed by the Ministry of Electronics and Information Technology (MeitY) and the National e-Governance Division (NeGD), it provides over 1,200 services across 200+ departments. One of its standout features is seamless access to EPFO services, making it an invaluable tool for managing your PF account.
Are You Eligible for PF Withdrawal via UMANG?
To withdraw your PF through the UMANG app, you must meet these eligibility criteria:
- Linked Aadhaar and UAN: Your Universal Account Number (UAN) must be linked to your Aadhaar card.
- KYC Compliance: Your KYC details (Aadhaar, PAN, and bank account) should be up-to-date and verified on the EPFO portal.
- Employment Status: Withdrawals are permitted only under specific conditions, such as unemployment, retirement, medical emergencies, education expenses, or home purchases.
Step-by-Step Guide to Withdraw PF via UMANG
- Download and Install the UMANG App
Visit the Google Play Store or Apple App Store.
Search for “UMANG App” and download it to your device. - Register and Log In
Open the app and sign up using your mobile number.
Verify the OTP sent to your registered number and log in with your credentials. - Access EPFO Services
Navigate to the “EPFO” section on the app’s homepage.
Select “Employee-Centric Services.” - Raise a Claim
Tap on “Raise Claim.”
Enter your UAN and verify it using the OTP sent to your Aadhaar-linked mobile number. - Complete the Claim Form
Choose the type of withdrawal (partial or full) based on your eligibility.
Provide details, including the reason for withdrawal. - Submit Your Application
Upload any required documents, such as medical certificates or educational proof.
Review the details and submit your claim. - Track Your Claim Status
Monitor the progress of your application through the “Track Claim” section on the app or EPFO portal.
Benefits of Using the UMANG App
The UMANG app eliminates the need to visit EPFO offices or submit physical documents. It allows users to initiate claims anytime, from anywhere, offering 24×7 accessibility. Additionally, the digital submission process significantly reduces claim processing times and expedites fund disbursement.
Common Errors to Avoid
To ensure a smooth process, take care of the following:
- Update and verify your KYC details (Aadhaar, PAN, and bank account) on the EPFO portal.
- Ensure your Aadhaar is linked to your UAN.
- Double-check your bank account information to avoid delays or errors in fund transfers.
With the UMANG app, withdrawing your PF savings has become faster, simpler, and more efficient.
